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Laying out several key elements of the proposed reforms, Chen said the controversy-dogged 18 percent preferential savings rate for retired public-sector employees taking monthly retirement payments would be lowered to 0 percent in three stages over six years.

Chen said the draft plan aims to ensure that 債務協商會註記多久the nation’s various pension funds can be sustained for at least another generation, delaying estimations for bankruptcy of the Labor Insurance Fund by nine years to 2036, the public-school teachers’ pension fund by 12 years to 2043 and the Public Service Pension Fund by 14 years to 2044.

2017-01-2003:00

房貸增貸利率銀行貸款成數青年結婚貸款To make pension funds more sustainable, the average used to determine payments is to be based on a longer timeframe. The proposal is for the average insured salary of the final 15 years of employment to be used to determine pensions, with that number to be reached by adding 12 months to the timeframe each year until the 15-year target is m中國信託卡債協商e全額貸款t.

However, public servants whose monthly pension is below a specified floor — to be either NT$25,000 or NT$32,160 （US$791 or US$1,017） — are t青年貸款條件卡債處理信用貸款率利計算公式土地銀行勞工低利貸款>青年安心成家方案2017 車貸利率試算表試算o retain the 18 percent preferential rate彰化借錢管道青創貸款代辦新竹借款.高雄融資借錢全額車貸條件a急需現金3萬>原住民貸款買房民間代書低利信貸

By Stacy Hsu / Staff reporter

Other highlights of the proposal include a scheme to allow employees to keep their work years when they switch jobs, including moves between the private sector and the public sector.

Also, the retirement age is to be increased to 65, except for professions of a special nature or those that involve dangerous activities, while the ceiling for labor insurance premiums paid by public servants, public-school teachers and private-sector workers is to be raised stepwise to 18 percent.

Under current pension plans, government employees receive pensions of up to 95 percent of their pre-retirement income, which is straining national coffers.

Speaking at an afternoon news conference at the Presidential Office, Chen said the draft was drawn up after 20 committee meetings, four regional forums and efforts to solicit opinions from all sectors of society.

Minister Without Portfolio Lin Wan-i （林萬億）, who is deputy convener and executive director of the committee, said that as the nation has 13 different pension funds, the government plans two stages to reform such a complicated system.

Chen said that the government intends to cut the income replacement rate for public servants to “75 percent of two times a急需現金5萬 civil servant’s basic salary” and lower the rate by 1 percentage point each year until it is 60 percent of two times the basic salary.

The saving rate is to be reduced every two years, falling to 9 percent, 6 percent and 軍人貸款買房then 3 percent. It is to be 0 percent from the seventh year on.

Vice President Chen Chien-jen （陳建仁） yesterday unveiled details of the government’s draft pension reform plan, urging opponents to send representatives to a national affairs conference scheduled for Sunday.

WARM WELCOME? Vice President Chen Chien-jen said that protesters should avoid the cold by se借錢救急管道nding representatives to Sunday原住民貸款買車’s meeting to discuss issues

“Our goal is to make sure that pen卡債如何償還sion funds remain accessible generation after generation債務整合是什麼 and be able to support insured people into their old age,” Chen said.

“The money that is to be saved by lowering the income replacement rate for public servants and the cancelation of the 18 percent preferential rate will be put into the [Public Service Pension] Fund,” Chen said, adding that starting next year the government is to inject NT$20 billion into the Labor Insurance Fund annually.

For those who take their pension as a lump sum, there are two proposed systems: Either the 9-6-3-0 process to reduce the interest rate as with monthly payments, or a separate plan of 12 percent for the first two years, 10 percent in years three and four, 8 percent in years five and six and 6 percent from year seven on.

“We welcome various opinions at Sunday’s conference. Th買車分期條件ey will be factored into the next stage,” Lin said.

Asked to comment on a large-scale demonstration in front of the Presidential Office Building planned for Sunday by civil servants, Chen said that given falling temperatures, it would be better for opponents of the plans to send representatives to the conference, where their voices would be better heard.

土地銀行貸款查詢Additional reporting by CNA

新聞來源：房屋轉貸增貸銀行 TAIPEI TIMES

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